Lending

Loans

Hopewell Chemical FCU offers loans for all your financial needs. We're here to help whether you are purchasing a vehicle, taking a vacation, or making home improvements.

Applying is easy! Just call/or stop in and ask to speak to one of our loan officers or apply through the tab on our home page. There is a $10.00 loan processing fee and proof of income will be required.^*

• New & Pre-Owned Vehicles
• Signature Loans
• VISA Credit Cards
• Fixed Second Mortgages
• New & Pre-Owned Recreational Vehicles
• Tractors & Accessories
• Share & Certificate Secured Loans
• Title Secured Loans

Access our Loan Rates.

^*Application and approval are required. Credit requests will be evaluated based on creditworthiness, regular income and debt ratio of the applicant(s).

VISA

Hopewell Chemical FCU offers VISA Credit Cards that may be used anywhere VISA is accepted.

All transactions, including balance transfers, made on the card during the first 6 months will be 6.90%!

After your card’s first 6 month period, any balance will go to your regular VISA Credit Card interest rate, which is based on your credit score. Depending on your score, your rate may stay 6.90%apr^*. This is a great opportunity to transfer high interest balances or make a large purchase.

Benefits

• No Annual Fee or Minimum Balance Fee
• Same low interest rate on all your transactions
• Around the clock fraud protection
• Credit Life and Credit Disability Insurance Available
• Cash Advances made at the Credit Union have No Fee
• Letter checks available for easy balance transfers and purchases

^*Highest possible interest rate is 16.99%

^**Application and approval are required. Credit requests will be evaluated based on creditworthiness, regular income and debt ratio of the applicant(s).

Be sure to register all VISA Credit Cards with Verified by VISA to protect your card from potential fraud. Use the link on our Helpful Links page.