Privacy Policy

FACTS WHAT DOES HOPEWELL CHEMICAL FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Name
  • Address and Telephone number
  • Age and Email Address
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their non-public personal information; the reasons Hopewell Chemical Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Hopewell Chemical Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes—information about your transactions and experiences Yes Yes
For our affiliates’ everyday business purposes—information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
Questions? Call 804-452-2480 or go to http://www.hopechemfcu.org/
Who we are
Who is providing this notice? Hopewell Chemical Federal Credit Union
What we do
How does Hopewell Chemical Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Hopewell Chemical Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • Apply for Membership or Apply for a Loan
  • Request Products or Apply for Services that we offer
  • Apply for a VISA Card
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
Hopewell Chemical Federal Credit Union only shares information with those companies who have provided adequate protection for our members non-public personal information. Those companies that we choose to share information with must provide a written agreement to protect your information from unauthorized use.
The security of your non-public personal information is our priority.